Walk the Talk

The more we meet people, the more we learnt .

One interesting point i learnt from some of these conversations was it is always so easy to imagine and speak it out . The imagined world is so perfectly coated with sugar and cream and everything sounds easy when you speak it out from your imaginary world.

It happened. Always.

It don’t just happen among ordinary person but also on some personnel.

As the cruel clock ticking , the imaginary world started to be not so perfect and eventually faded away …

It is hard to even speak to one who don’t walk their talk. It is undeniable a waste of time but we can always take it to remind ourselves on that.

Action speaks louder.

We are always amazed with beautiful talks.

Talking the talk is very important as language lead to action first.

But, the later part is the key to the road of success.

Don’t dream , do it !

NOTHING comes for FREE

Passing by a cosmetic shop in MBS , a well suited tall good looking Caucasian walked near to me and offering free sample.

“This is for you, lovely lady. You’re the lucky one and this is absolutely a free gift for you!” He smiled after the smooth clear sentence just like you had memorized it and practiced that particular sentence over hundred thousands times a day.

“No , thanks!”


It’s FREE!

Try it … You may accept the free sample. The moment you reacted to them or even an eye contact , you’re doomed! *Provided you’ve no intention to buy anything other than receiving free stuff*

It’s the way they gain your attention and the opportunity to PULL you into their shop and start brain washing you on how good how great their product is! *I don’t deny if there’s any fact about how good their product is and I couldn’t agree more that their marketing skill is at their best*

This is just an example.

In life, GREED is the biggest addiction. This is the social basis of human behaviour or I should said majority* ..

We don’t expect something for FREE . First , get away the hungriness of “GREED”.

If you wish for something FREE, then don’t expect to get the best of it . At least, this is where the logic is…

Stock market is the biggest pool in trapping those who are greedy. Ironically, some say that you have to be greedy to earn big money. I second that but with TnCs! What are the TnC?

Don’t ask me now as I need a long time to actually list down the damn long TnC ! I can only tell you that no one success without putting any effort !


I am tired with tons of requests for free tips , free advices , free sharing or even asked me to do EVERYTHING without any cost incurred and hoping for incredible return!

We share as we wanted to share but sharings shall not be taken as granted.

If you’re ever offered free stuff, remember something in return to be expected!

Good luck and I will be signing off now with love <3

Time is a Gift.

‘Why is the government not helping me ?’

‘So boring ! What can i do ?’

‘ Google on [What’s the most played game during MCO]’

Let’s start our movie marathon!’

‘I have no salary now.. How??? Can anyone please help?’

These are the most common discussions during this MCO..

Why are people not taking the advantage of TIME to do something more meaningful now ? Or try to learn and sort out a way to gain some source of income rather than keep complaining??

TIME is so precious . Time is a gift . Time is everything you need right now.

And we are given enough TIME during this MCO…

What have you done ?

You will be the one !

Are you feeling comfortable with your daily life now ?

Are you paying all your commitments without any hesitation as usual?

Are you still spending on anything that pop out in your mind as usual?

Are you giving your best to your loved one as usual?

If you have more than a YES , CONGRATULATION ! You are the luckiest population among the market now !

The whole world is discussing about the coming disaster . Everyone is watching on their daily budget and working hard to improve daily needs. Some even start worrying about their family meal expenses .. or even bills…

It is affecting every single stream and you’re the luckiest if you fit into any YES above..

Today, I had a coffee chat with a friend who started his value investing more than 10 years ago. I told him that i hope i learnt how to manage my capital way way WAY earlier so that i have even more bullets now for the coming opportunity.

However, there are many many more who yet to even explore what i am experiencing right now.

You don’t go to the war naked. Equipped yourself with fighting weapons , chance only given once , especially the super sweet one!

I am on local stock market in the day time and now let me check on my other investment portfolio before welcoming another possible red day tomorrow ! Gambateh!!! <3

#jctrade #jctrade365

Just another update.

I had a fruitful catchup with my UCSI class mate yesterday .

We were F4 back then. The 4 cheeky girls that usually hanging out together during our uni time. A lot a lot of memories. It just felt like yesterday.

Now, the 4 of us hardly keep in touch. Just messages over FB/Insta or occasionally WA . We were in the same course : Food Science & Nutrition , but only 1 of us actually continue our career path on the related field. The rest, totally out of your expectations.

Our topic was mostly about our current personal life and career . I got much more excited when we were into the same investment line aside from our main job.

We were dining at one of the wine bar in Bangsar. They serve food and beverages despite their shop is just halved and fully stocked up with wines and alcohols. We were then realized that our meals were served by the other restaurant opposite this wine bar. I guess, the same owner , or maybe JV.

If you’re familiar with Telawi @ Bangsar, I am sure you do notice about the high turnover of the shops there. Maybe, the same owner but different brands. But still, those shops keep changing. Other than the crowds hanging around with beer which prices are getting more competitive , I hardly see much crowds around anymore compared to last time.

Business is even more harder nowadays. Acknowledge me if there is any industry that are doing so great and evergreen. Else, running a business required high passion and hard works and great leadership and great team and good social skill and good network and with great funds in which ever way the business is funded. So so so many things in considerations before you start a business and costing incurred in every bit of them.

I am in real estate. I am an agent selling properties and manage the renovation rental for my investors and tenants. Agent need not much capital but as long as you willing to learn , willing to take in all hardships now, you will definitely be there to enjoy life you have been always wanted.

It seems easy. So easy that nowadays, you just need to throw a stone and it will hit an agent . Be it insurance agent, property agent, product agent , they are everywhere. We see luxury houses ,cars and watches in Facebook posted by agents everyday. Is it that easy that every agent earn this great life ? I am sure most of the viewers wanted to be like these highflyers.

The fact is always cruel. Many of the great photos in Insta and Facebook are for marketing purpose. Feel and imagine this scenario : When you wanted to order the super juicy looking american-styled burger with loads of cheese and vege and fresh tomato slices on the menu and it turned out to be dry thin layer of burnt meat with flaky bun with almost-cant-see cheese and dying tomato… Please relate.

SORRY McD, this is what I usually get from drive-thru…..

Nothing is easy escially at this current market situation. We all are struggling and only the stronger wins!

That comes into a conclusion which highly related to what I am doing lately. Stock market is the platform where hundreds of businesses are listed . Investors or traders are the business owners.

For example, face mask is on high demand recently due to the CoV around the world. We know that selling mask is definitely a win now ! But, are we going to spend millions of dollar as initial capital to build/rent factory and machines to manufacture mask and sell now ? Put aside capital, it takes time and workers needed. How fast and efficient can you really set these up just to sell mask now with no experience , no workers, no database, nothing ?

Invest into Harta , Supermx , Kossan, Carepls, LKL, ETC !!!! Some of you might be wondering what am i taking about .. These are the listed companies which are benefited from CoV incidents and their shares prices have been greatly increased.

To set up a business, you need big capital . If the business fail, it might be not possible to take back any of your capital or even got into debts.

However , to invest in good business in KLSE , just invest with any amount of capital you are comfortable with! If the business fail, just protect your capital with minimal loss and continue invest into another good business and so on!

This is why i am loving what i am doing now. I am not just buy and sell a counter but running business without hassles .

Till here and my Mac is dozing off soon with low bat . See ya <3

“Why did you stop handling Airbnb?”

This is the question which i have been answering lately.

Anyone can Airbnb and that is why i stop.

‘When the crocodile swimming into the pond , nothing much left in the pond other than another crocodile.’

This is how i describe the Airbnb market now.

OYO Rooms is exactly one of the big crocodile in Airbnb.

For example, the one i am staying tonight is under the management of OYO rooms.

This is a 435 sqft studio unit and it is only RM88/night included taxes!

Washer dryer and all cooking utensils provided which not usually provided in hotels

Again, it is only RM 88 /night !!!

Honestly, how do budget hotels or even a 3 stars hotel survive under this competition?

8 years ago, i was renting out my studio unit at RM 350/night around the city area !

Now, with the price of RM88/night , i doubt that it is profiting but to cover part of the loan instalment instead …

I don’t handle any small Airbnb unit anymore for now and very specific in selecting my Airbnb unit with certain criteria…

If Airbnb is the only investment option for you to cover all sorts of loan and fees , think twice !


What is JCTRADE ?

I wanted more and that was how i started to change my stock investing journey into something more lively and interesting !

My first counter was 4731, Scientx dated on 16th March 2016 which was exactly a day before my day!

My stock investment was perfectly kicked start with decent profit on this first counter even without knowing what is “Stock Market”.

Today, i would consider myself the luckiest person for walking into the bank blindly with my IC and told them i want to buy share and i don’t know how. I was then like a kindergarten kid following all the given instructions by the commissioned dealer’s representative or what we called “Remisier”.

Account done – Keyed in buying price – Matched and Sell

That was the only whole idea of stock market for me.

Now, think back what i did was almost a suicide move . Just like how a lot of reported suicide cases due to stock market on the newspaper now and then.

You must be curious on how did i ended up choosing 4731 as my first stock .

People buy, i buy …

Easy Peasy !

That is why i called myself the luckiest person for not burning myself up at the very beginning.

I may not have a roller coaster story to start with …

That’s the usual technique for those gurus to share in the seminars to make sure human behaviour strategy works for them to sell courses / softwares.

My so called stock investment was started peacefully just like deposited into FD while i was fully focusing in my real estate business.

There is no climax , just like breathing everyday without the sudden attack of the haze… my stock portfolio remained one and the only , and everyday growing gradually…

okay.. times up now… i have got to leave this old town white coffee inside Jusco…

Let me end this up as Part I …

Continue soon !

#jctrade and #jctrade365 are my recent most used hashtags other than #jclife and #jctravel


May i confess? ….


In Thai, ‘5’ which is pronounced as ‘Ha’ is bringing the meaning of happiness.

I am supposed to be a happy go lucky girl , i thought…

I always think that being a happy person will be always the luckiest person.

Even though my life have been accidentally treating me badly in the recent months… I am still believing in happiness attract good luck. Thus, i have been trying my best to ignore the negative incidents that have been attacking me continuously …

For now, i need to get rid of my cars. It is getting bit too headache for me to handle so many cars alone…

Cars For Sale:

  1. Proton Saga 1.3 Auto (2009) White – RM10,000 (nego)
  2. Mitsubishi Pajero Sport 4×4 VGT (2013) Grey – RM 70,000 (nego)

Next, pray for better market. It is bleeding too much right now.


Last but not least, i need talents for my AirBnB business in Penang.

It’s so hard to find good talents nowadays.

SOSOSOSOOOOO many things coming towards my life in May…

I still believe in happy go lucky…

“You’ll be fine, J …. ” =)

Keep me busy, please.

busy busy busy, please.. i just want to be fully occupied for now…

Instagram , such an amazing app that able to make a dead fish’s heartbeat faster , today.

Thank you, Kevin Systrom.

Last week, i picked up my newly learned skill on trading.

Good to finally found something that can fill in my little vacant soul.

Now, i am like a walking newspaper , self reporting every now and then.

I am looking forward for Monday.

7241 , you are wanted!

Hope that my 24-1 hours chart learning is not wasted.

This song is crazy.

I think i will be the best cast for this MV.

I am still looking for a better tomorrow….

My April


Today, marked my first full trading day.

It is also the first day that i can finally fully concentrate on something that chase me away from the memories.

4 x 4 = 16

sometimes, i really think that there are some kind of mysterious energies that couldn’t be seen to make everything seems like interrelated.

04.04.2019 #throwback

It was the most heartache day that i almost lost myself.

Since then, i realised i have been suffering from easily foreseeable consequences that i kept holding tight for the past few months…

It’s fascinating how much of a strong filter that heartbreak can have on your life. It is so powerful that it stop becoming an emotion . Instead, it’s like part of the body that you wake up with it, you go to bed with it , you eat with it as if like it’s your constant companion… It’s.. just .. too crazy to even tell you that i do not know how to tell how much damages it cause to my body and mind… no one understand how i truly feel…

My body was highly filled with C2H5OH and my mind was well hallucinated by the ethanol family too..


It is going to mark the day to end the memories. Exactly a month away from one of my big day in my life.

In my previous post, i mentioned about smiling depression.

Many comeback saying that they’re facing the same situations.

You have to walk out from it. No one else can help you if you don’t help yourself.

The future will be better tomorrow!

Now, I am occupying myself with intraday trades.

I guess, sooner or later, my blog will be floated with the 4 digits counters and charts !

Oh ! and i’ve got to ask for the best advice for the eye care remedy now.

I am facing the screen for almost 23 hours everyday.

With 1 or 2 hours sleep recently, i need no eyeshadow at all.

April, treat me better. May is waiting ahead.