You will be the one !

Are you feeling comfortable with your daily life now ?

Are you paying all your commitments without any hesitation as usual?

Are you still spending on anything that pop out in your mind as usual?

Are you giving your best to your loved one as usual?

If you have more than a YES , CONGRATULATION ! You are the luckiest population among the market now !

The whole world is discussing about the coming disaster . Everyone is watching on their daily budget and working hard to improve daily needs. Some even start worrying about their family meal expenses .. or even bills…

It is affecting every single stream and you’re the luckiest if you fit into any YES above..

Today, I had a coffee chat with a friend who started his value investing more than 10 years ago. I told him that i hope i learnt how to manage my capital way way WAY earlier so that i have even more bullets now for the coming opportunity.

However, there are many many more who yet to even explore what i am experiencing right now.

You don’t go to the war naked. Equipped yourself with fighting weapons , chance only given once , especially the super sweet one!

I am on local stock market in the day time and now let me check on my other investment portfolio before welcoming another possible red day tomorrow ! Gambateh!!! <3

#jctrade #jctrade365

Just another update.

I had a fruitful catchup with my UCSI class mate yesterday .

We were F4 back then. The 4 cheeky girls that usually hanging out together during our uni time. A lot a lot of memories. It just felt like yesterday.

Now, the 4 of us hardly keep in touch. Just messages over FB/Insta or occasionally WA . We were in the same course : Food Science & Nutrition , but only 1 of us actually continue our career path on the related field. The rest, totally out of your expectations.

Our topic was mostly about our current personal life and career . I got much more excited when we were into the same investment line aside from our main job.

We were dining at one of the wine bar in Bangsar. They serve food and beverages despite their shop is just halved and fully stocked up with wines and alcohols. We were then realized that our meals were served by the other restaurant opposite this wine bar. I guess, the same owner , or maybe JV.

If you’re familiar with Telawi @ Bangsar, I am sure you do notice about the high turnover of the shops there. Maybe, the same owner but different brands. But still, those shops keep changing. Other than the crowds hanging around with beer which prices are getting more competitive , I hardly see much crowds around anymore compared to last time.

Business is even more harder nowadays. Acknowledge me if there is any industry that are doing so great and evergreen. Else, running a business required high passion and hard works and great leadership and great team and good social skill and good network and with great funds in which ever way the business is funded. So so so many things in considerations before you start a business and costing incurred in every bit of them.

I am in real estate. I am an agent selling properties and manage the renovation rental for my investors and tenants. Agent need not much capital but as long as you willing to learn , willing to take in all hardships now, you will definitely be there to enjoy life you have been always wanted.

It seems easy. So easy that nowadays, you just need to throw a stone and it will hit an agent . Be it insurance agent, property agent, product agent , they are everywhere. We see luxury houses ,cars and watches in Facebook posted by agents everyday. Is it that easy that every agent earn this great life ? I am sure most of the viewers wanted to be like these highflyers.

The fact is always cruel. Many of the great photos in Insta and Facebook are for marketing purpose. Feel and imagine this scenario : When you wanted to order the super juicy looking american-styled burger with loads of cheese and vege and fresh tomato slices on the menu and it turned out to be dry thin layer of burnt meat with flaky bun with almost-cant-see cheese and dying tomato… Please relate.

SORRY McD, this is what I usually get from drive-thru…..

Nothing is easy escially at this current market situation. We all are struggling and only the stronger wins!

That comes into a conclusion which highly related to what I am doing lately. Stock market is the platform where hundreds of businesses are listed . Investors or traders are the business owners.

For example, face mask is on high demand recently due to the CoV around the world. We know that selling mask is definitely a win now ! But, are we going to spend millions of dollar as initial capital to build/rent factory and machines to manufacture mask and sell now ? Put aside capital, it takes time and workers needed. How fast and efficient can you really set these up just to sell mask now with no experience , no workers, no database, nothing ?

Invest into Harta , Supermx , Kossan, Carepls, LKL, ETC !!!! Some of you might be wondering what am i taking about .. These are the listed companies which are benefited from CoV incidents and their shares prices have been greatly increased.

To set up a business, you need big capital . If the business fail, it might be not possible to take back any of your capital or even got into debts.

However , to invest in good business in KLSE , just invest with any amount of capital you are comfortable with! If the business fail, just protect your capital with minimal loss and continue invest into another good business and so on!

This is why i am loving what i am doing now. I am not just buy and sell a counter but running business without hassles .

Till here and my Mac is dozing off soon with low bat . See ya <3

“Why did you stop handling Airbnb?”

This is the question which i have been answering lately.

Anyone can Airbnb and that is why i stop.

‘When the crocodile swimming into the pond , nothing much left in the pond other than another crocodile.’

This is how i describe the Airbnb market now.

OYO Rooms is exactly one of the big crocodile in Airbnb.

For example, the one i am staying tonight is under the management of OYO rooms.

This is a 435 sqft studio unit and it is only RM88/night included taxes!

Washer dryer and all cooking utensils provided which not usually provided in hotels

Again, it is only RM 88 /night !!!

Honestly, how do budget hotels or even a 3 stars hotel survive under this competition?

8 years ago, i was renting out my studio unit at RM 350/night around the city area !

Now, with the price of RM88/night , i doubt that it is profiting but to cover part of the loan instalment instead …

I don’t handle any small Airbnb unit anymore for now and very specific in selecting my Airbnb unit with certain criteria…

If Airbnb is the only investment option for you to cover all sorts of loan and fees , think twice !


May i confess? ….


In Thai, ‘5’ which is pronounced as ‘Ha’ is bringing the meaning of happiness.

I am supposed to be a happy go lucky girl , i thought…

I always think that being a happy person will be always the luckiest person.

Even though my life have been accidentally treating me badly in the recent months… I am still believing in happiness attract good luck. Thus, i have been trying my best to ignore the negative incidents that have been attacking me continuously …

For now, i need to get rid of my cars. It is getting bit too headache for me to handle so many cars alone…

Cars For Sale:

  1. Proton Saga 1.3 Auto (2009) White – RM10,000 (nego)
  2. Mitsubishi Pajero Sport 4×4 VGT (2013) Grey – RM 70,000 (nego)

Next, pray for better market. It is bleeding too much right now.


Last but not least, i need talents for my AirBnB business in Penang.

It’s so hard to find good talents nowadays.

SOSOSOSOOOOO many things coming towards my life in May…

I still believe in happy go lucky…

“You’ll be fine, J …. ” =)

Keep me busy, please.

busy busy busy, please.. i just want to be fully occupied for now…

Instagram , such an amazing app that able to make a dead fish’s heartbeat faster , today.

Thank you, Kevin Systrom.

Last week, i picked up my newly learned skill on trading.

Good to finally found something that can fill in my little vacant soul.

Now, i am like a walking newspaper , self reporting every now and then.

I am looking forward for Monday.

7241 , you are wanted!

Hope that my 24-1 hours chart learning is not wasted.

This song is crazy.

I think i will be the best cast for this MV.

I am still looking for a better tomorrow….

My April


Today, marked my first full trading day.

It is also the first day that i can finally fully concentrate on something that chase me away from the memories.

4 x 4 = 16

sometimes, i really think that there are some kind of mysterious energies that couldn’t be seen to make everything seems like interrelated.

04.04.2019 #throwback

It was the most heartache day that i almost lost myself.

Since then, i realised i have been suffering from easily foreseeable consequences that i kept holding tight for the past few months…

It’s fascinating how much of a strong filter that heartbreak can have on your life. It is so powerful that it stop becoming an emotion . Instead, it’s like part of the body that you wake up with it, you go to bed with it , you eat with it as if like it’s your constant companion… It’s.. just .. too crazy to even tell you that i do not know how to tell how much damages it cause to my body and mind… no one understand how i truly feel…

My body was highly filled with C2H5OH and my mind was well hallucinated by the ethanol family too..


It is going to mark the day to end the memories. Exactly a month away from one of my big day in my life.

In my previous post, i mentioned about smiling depression.

Many comeback saying that they’re facing the same situations.

You have to walk out from it. No one else can help you if you don’t help yourself.

The future will be better tomorrow!

Now, I am occupying myself with intraday trades.

I guess, sooner or later, my blog will be floated with the 4 digits counters and charts !

Oh ! and i’ve got to ask for the best advice for the eye care remedy now.

I am facing the screen for almost 23 hours everyday.

With 1 or 2 hours sleep recently, i need no eyeshadow at all.

April, treat me better. May is waiting ahead.

Smiling depression

The One Second Smile is dangerous.

25.03.19(Mon) 10:30pm @ Starling Mall

Another nice catch up with a pair of sweet couple whom i knew for a decade. The more they mentioned about the past memories of how we used to hang out, the more i recalled back myself about how happy go lucky i used to be… and right now, i am reading about smiling depression..

Sitting in front of me, their cheeky smiles are so undeniable sweet.

I don’t remember when was the last time i opened up myself and laugh unconditionally..

Time have no mercy.

I thought i have so much time to slowly pick up things that i have been puzzling. People comes and leaves without me realising when did they started to walk out from my little life circle..

The non-stop 2 hours conversation brought up so much memories.. people, moments, and so on… many scenes had slipped away from my brain without me realising it too..

Sometimes, i do suspect that i went through some incidents that caused me memory loss… or i might be having selective memory loss ..

I envy this sweet little couple. I envy how real they being to each other. I envy their glowing happiness .

While i am being seen as a carefree sunshine , i am smiling and struggling with depressive thought on a daily basis.

Smiling depression often goes undetected.

Those who are suffering from it often discount their own feelings and brush them aside. They might not even be aware of their depression or want to acknowledge their symptoms due to a fear of being considered “weak” especially when you have been somewhere that you never want to be seen weak.

Some common symptoms of smiling depression are feelings of anxiety, fear, anger, fatigue, irritability, hopelessness, and despair. Those suffering from this and other forms of depression may also experience problems sleeping, a lack of enjoyment in pleasurable activities, and a loss of libido.

I am lucky that i dozed off immediately whenever i am at a comfy position. I have no sleeping issue. But, i appeared like i am. I always fight against my tiredness , keep myself awake to read, learn, or do some random exercises .. and the reason is to keep myself occupied to avoid smiling depression..

In career, my confidence is unbeatable. My little success story doesn’t come and knock my door in a easy way. My voice and my words state a point from my view. I love what i am doing, now and always. It’s the passion that drives!

In life, my character brought me further than who i could be. I love extreme sports, i love speed, i love challenges, i love achievements.

I try to achieve most of the things that i used to dream when i was a child. The things that i always thought i might not have enough time to achieve.

Well , maybe… this could be one of the reason that caused the mini undetectable depression within me.

I don’t own my freedom when i was younger, i do not have childhood memories. All about my childhood were about trophies and achievements.

“You have to be better. Or , you don’t belong to here.”

That was the little black voice whispering 24/7 to remind myself to work harder and strive for better me.

“You have ran so far, you shouldn’t stop here” again…

People in real life telling me to take a step back, think. In mandarin, we called it “天时 地利 人合”. It means, the opportunity happening at the right time with the right people.

Here comes all the forces around me. Forces that couldn’t be seen. It will then formed some kind of energy which silently attacking the innocent mind.

Peaceful mind, peaceful life.

The One Second Smile is dangerous.

The shallowness is a real killer.

The One Second Smile.

Happiness is a choice!

Happy people realized that happiness is a choice.

But, simply knowing that happiness is a choice is not enough. Fully experiencing it still requires a conscience decision to do so each day.

The happiest people don’t necessarily have the best of everything, they just make the best out of everything that comes their way.


Happiness is a choice and we make our own choice!





Hi all. How’s life?

I always went missing on blog but I truly wish that I can keep writing at all time.

Half a year had past. It is 1st of July now.

Just discharged from the hospital and diagnosed with colon infection today.



There is a growing realization that I am aged.

I don’t feel good yet I have to accept that .. time passes without any hesitation.

The appearance of the laugh line makes me wonder whether it is a good thing or bad sign.

I wish that I can convince myself that I laugh too much and that is why the laugh line.

Fact is fact.


My startup is a month old. It is a very tough journey.

I can give a thousand reasons on why I think that it is going to be a billion dollar startup.

It is still not easy.

I never think of partnership because 99% of the partnership kill off friendship and become enemy-ship.

Oh, but I just did.

Funny that when it took me 7 years to believe that partnership kills and now I am like OH YES! LET’s DO IT!

I have faith.


Friend oh F.R.I.E.N.D,

Forever Friend Bear was my favourite but now hardly see them.


Because Friendship Forever is not in everyone’s dictionary.

Hardest question of the day is Who can breakfast/lunch/dinner with…

Because when the song ‘Two is better than One’ played, you can only sing ‘Lonely’ and eat yourself.

Shopping? Forget it.

Because, now all shop online.

I call it LAZADA



Hottest topic these days no other than how to make money.

Google on ‘How To Make Money’ and there are plenty of guidances.

No worry.

Just work on it.

But, one thing.

Health before Money.

Because money can’t buy health.


Who Owns What?

It is very meaningful.

Life is short.

Everyone says the same thing.

But, how many truly understand it?

No more words.


Because, life is really too short.

Blessings4u: The Homeless Couple

Homeless is a serious issue around the world.

Different definitions of homelessness are used in different contexts. Generally, homelessness is defined as a person who “lacks of a fixed, regular, and adequate night-time residence.” Lacking of shelter can be affecting one’s health condition, productivity, etc. Number of homeless is proportional related to the country economic too.

I started to visit the homeless years back when i just stepped into the college life. Every last day of the Chinese New Year (Chap Goh Meh) will be the first day of the year of the visitation. On the night itself, we will stop by convenience shop and start chip in money to buy food and daily needs. Then , we will be driving around the city center and start distribute to the homeless.

All this while , i never approach the public and never realize the power of social media.

This year, thanks to the power of social media especially Facebook! To Mark Zuckerberg ! Thank you for such an amazing platform !! Thank you Mark, thank you Facbook, thank you everyone!

11th February 2017

As usual, kicked start the visitation at 930pm. 13 person, 5 cars. We were stopping by at KK Mart to get the 1st round goods.





Ang pao for the kids and the elderly!


We distributed different categories goods to each cars. Some store food and beverage, some store women and baby daily needs, some store clothes and etc.



13 individuals with 13 pairs of hands. We are good to go now!





The homeless has different backgrounds. Unemployed, drugs addicts, and etc. Some of them are really tight in budget and they couldn’t afford the high rental rate in the city whereas some were just lazy. There are also some ‘fake homeless’ who were just so greedy to get free food and free stuff . They knew about the distribution hour and they will make their time to wait at that specific location to wait for free stuff.  This is really bad. I prefer not to make any personal judgement or assumption on this scenario but I think we should really look into the real problems and not just reaching out blindly. *I will elaborate more on the real story behind these homeless later in this post*


There are also foreign workers who trying to save on their salary or some even have no working permit and so they hardly get a proper job to sustain their commitments.

The most heart ranching scene of the night after reaching out hundreds of homeless was this old couple.

Location: Jalan Pasar, Pudu, Kuala Lumpur.



They arrange all their needs at the side neatly. They were neatly dressed. They have blankets, newspaper of the day, glasses, umbrella, etc.  WHY ARE THEY HOMELESS ?????


The grandpa was then realized about our arrival. I gave him an Ang Pao and asked him if we can offer them a place to stay. He rejected my offer and said :” Thank you very much.”

I don’t understand why.

It was 2a.m.  I thought it was too late to continue our conversation and i decided to go back to them on the next day.

12th February 2017

I managed to see them at the same spot.


We got them sleeping bags too.


This time, i decided to take my time to understand about them. I did a live stream on my FB page in order to update the people who are very much concerning about their situation.


The grandpa, 82 years old , from Penang.


The grandma, 80 years old, from Melaka, stayed in Singapore for some time previously. Identity card was stolen.

They have been homeless for 8 months. The last residing room is at Pandan Indah with a rental rate of MYR 470. There were then ‘chased out’ by the owner because the couple couldn’t afford for the rental anymore. Since then, they moved out and started to sleep along the streets. First, they tried to sleep at the bus station but grandma was then fall down from the seat so they moved to sleep in front of the shop-lot. During the day time, they have to leave by 6a.m. before the shop open and will only be back at around 7p.m. in the evening. They have few bags of personal belongings and grandpa said that they felt blessed that the security guard of the hotel next door was kind enough to help them to store their belongings secretly in his rest room. The guard had been also taking good care of them too. *I met him and i sincerely thank him for that. He is really nice and he also helped the couple to pack their stuff when we went to pick them to hotel*

Grandpa had been working very hard for the past years. He is still looking for job but no one willing to hire him anymore due to his age. Grandma is still working as a volunteer worker at the nearby Siamese Temple.

Their only source for daily expenses is very much depend on the public. Grandma can get free food from the temple and grandpa can get free food from St John Church which is also nearby to them. Sometimes, they get cash (MYR 5/ MYR 10/ MYR 20) from some kind anonymous too.

According to the grandpa, they do get offer from the St John Church to send them to the old folk home at Rawang. They rejected the offer because they wish to walk around while they still can walk. He claimed that if there were sent to old folk home, they will lost their freedom . They wish to continue their current daily routine while they still able to do so.

” I don’t want to go into the homes. I wish to walk around and popo can also go to the temple and run her daily routine. I wish i can still walk around before my life comes to the end.”

There is another lady named Elain tried to help them for quite some time. She bought them some daily needs and gave them some cash. She tried to convince them to old folk home as well. Besides, she did offer few nights stays for them too while sorting out their permanent shelter. Grandpa rejected. He insisted that he can’t leave their current sleeping spot because he afraid some homeless will take over that spot. Grandpa also mentioned that that sleeping spot so far is good. The only thing is that those drugs addicts will steal their belongings and sometimes they will be totally lost their sleeping nights when it rains heavily.

Interesting part was that the grandpa thought i was Elain at first. I reminded him to keep the Ang Pao that i gave to him so that the drug addicts wont steal the money and i also mentioned to him that i have included my contact inside the Ang Pao. But then , he showed me Elain’s number and said that :” Yes, i have your number with me…”


That moment make me felt like i am in some kind of drama. Her contact number is exactly same as my contact number!


I contacted Elain.

The world is just so small. Elain happened to be the ex-school mate of one of my friend! Now, i am keeping in touch with Elain to sort out their permanent shelter.

That night, we spent few hours to chat with them. We also found that grandma is having some health problem recently and it is most probably due to sleeping on the street under rain for quite some time. She kept waking up around 3a.m due to difficulty of breathing. Grandpa has to take care of her so both of them didn’t get to sleep well too.


That night, i had made a deal with grandpa. I told him that i will bring him to the bank the next day and help him activate his bank account. I also told him that there are a bunch of good people trying to help them on their shelter too. I have also successfully convinced them to stay at our friend’s hostel for some nights before we sort out their permanent place.

13th February 2017

Picked up grandpa and help him activated his BSN bank account with some cash.


Then picked up a walking stick sponsored by Matthew. Thank you so much Matt! Grandpa has difficulty to walk due to his weak knee.


We picked them up again around 1030p.m.

We understand from them earlier that they want to stay somewhere nearby so that they can still run their daily errands like usual. We were very thankful that one of our friends who is running hotel business agreed to help them on their temporarily stay before we get a suitable permanent place.


Here, i wish to take the oppoturnity to say a big THANK YOU to Jeremy too. He is the one who have been assisting me. Thank you Jem!




Revopackers is a backpackers hostel located just behind Berjaya Times Square. This is not an advertorial. I sincerely appreciate what Revopackers had done. They really help a lot because it is not easy to find a suitable place for them in such a short time.


There are staircases. The staff under Revopackers also will taking care of their steps expecially grandpa. Besides, they also arranged the big room with attached bathroom opposite the person in-charge’s restroom so that anytime the couple can easily reach them if they need help.


We  have arranged their belongings and also brought them some water and foods. We make sure everything is good for them and also taught them how to lock the door and be safe.


It was a Valentine’s eve. They had a good rest and happy with their room.

14th February 2017

We went back to check on their stay. Everything went well.


15th February 2017

I have called in many numbers for the rental. Nothing positive.

Owner refuse to rent to the couple when they heard about their age.

” Har? 80s?! Why do you guys let them stay outside? 80s cannot. Alot of issues. Sorry.”

” Not accept.”

” Cannot la !!! I don’t take old people!”



It has been very hard for me. Not easy. Really not easy to get even a room for them. I am having problem with their permanent stay. Please help if you can. Please do.

That night, I went back and had a chatting session with them. and brought them food.

From the conversation, i suspect that they do have children. But, they told me they don’t have children earlier.

I do not not the reason and i think there might be a story behind.

I also found that grandma is having short term memory. She have been repeating things and forget what i told her in just minutes.

Grandpa have been doing his best to take care himself and grandma.

Grandpa can converse very well in English, Mandarin, Cantonese and Hokkien.

Grandma can speak Cantonese.

They are nice but they may be abit demanding on their permanent stay. I do understand that they really want some freedom and wish to walk around when they still can.

For now.. I hope we can help the best we can.

I have Grandpa’s bank account. I will not reveal it yet as i think that deposit cash directly to his account may not be the best option and may not really help.

Another thing that we noticed while we help them to move , grandpa is a smoker. I do understand it is not easy to change the habit but smoking has a cost too. Besides, I am still not clear about their real background . Not too sure if any other bad habits existing.

They are now staying at Revopackers, Jalan Pudu.
Phone: +603 9224 7655
Address: 258, Level 2, Jalan Changkat Thambi Dollah, Pudu, 55100 Kuala Lumpur

I am also figuring out how to set up a proper platform to collect funds for their permanent stay too.  Meanwhile, if anyone can help or anyway that we can get a place for them, please do contact me.

I am planning to get them a 12 months long of room rental. Market rate for a room rental around that area should be around MYR 400 or so.

Contact ::JC 011 528 55555

Here, i would like to thank everyone who are in this with me!

The smallest act of kindness is worth more than the grandest intention. There is no other better word to express how much i appreciated your help. Thank you is all i can say. Thank you very much! God bless!!! #blessings4u